Many local governments in Nigeria without a single bank branch

Hoarded money packaged for banking (or FX) in November 2022.

Q. What’s wrong with us as a people?

A. Could this be partly responsible?
Do you have an idea how many local governments in Nigeria have from Zero to 3 bank branches in total…

Most non urban local goverments

My local government, Ekeremor LGA, in Bayelsa State has:
ZERO Bank
ZERO ATM.

Not even a micro finance bank?

Especially Riverine ones no thanks to Militants and their allies.

My local government (Ose LGA, Ondo state), zero branch, zero ATM. Polaris Bank closed down after an Armed Robbery attack,